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Payment Times Keep A-Changin’– New Technologies, Shifting Consumer Trends
The payments news cycle is once again filled with predictable data breaches (both of the IRS and even less discreet varieties), and we hope being a regular reader of these updates has somewhat...
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Back to the Breach — or “Who Watches the Watchmen?”
Experian is one of the three main credit reporting agencies whose reporting affects your FICO score as an individual. They also offer various “credit monitoring” services in the event your information...
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Credit Agencies Undergoing Changes, Challenges
Your FICO score: As an individual, it determines your “creditworthiness.” Your personal score can even sometimes affect getting business credit, in the early days of a start-up. And of course, it...
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The True Cost of Fraud — And the Future Beyond Cards
We are at a kind of “nexus” in the world of payments already — between the old and the new, the secure and the not-so-secure, the wired and the wireless. So it may well be fitting that LexisNexis —...
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Are Your Customers About to Get Scrooged? Without the Most Secure Payment...
Is your business feeling the holiday pressure yet? As much as we all look forward to this joyful time of year, we also face the stress that comes with it. You focus on inventory, operations, adequate...
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A New Year Resolution for More Payment Security?
We’ve been watching the MarketWatch website since the new year kicked off, mostly to track the rather breathtaking gyrations of the stock market (as well as the news out of China, the steady ebb of oil...
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Of EMVs and Jackpots: Your Powerball Ticket Doesn’t Need a Chip — but Your...
According to Forbes, “the hype around the Powerball far exceeds any market news this week,” and who are we to argue? Up through yesterday’s drawing, even number-crunching Fivethirtyeight.com agreed,...
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Avoiding the EMV Chip Processor Upgrade? Why You’re Gambling With Your...
With the movement toward secure payment processing via EMV chip cards, many small businesses are still resisting the required upgrade to chip-reading POS terminals. At AVPS, we totally understand that...
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Do You Use Mobile Phone Credit Card Processing? What You Need to Know Now
Mobile credit card processing has opened up a world of opportunities for mobile-based businesses. In fact, even pop-up roadside stands now have the ability to accept payments. As the world moves away...
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Ides of March: Ransomware Updates, and Welcome to “Fintech”
There’s no question we live in a time of constant change: rising seas, fraying politics, wired-up networks changing economies and business models almost as fast as they can be reported on. That last...
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Email Breaches, the Connection to Same-Day ACH and a little “PCI”
Unfortunately, we have more “breaching” to report this week: As Reuters reports, “hundreds of millions of hacked user names and passwords for email accounts and other websites are being traded in...
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Scam Alert Warning, Pt. I: Phony EMV “Invoices” and All-Too-Real Skimmers
Unfortunately, both this week and next, we have a couple of scams affecting merchants to warn you about, either trying to pry money out of merchants directly, through phony invoices, or to get that...
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Scam Alert, Pt. II: How to Protect Against Skimmers
Last week, we mentioned a rash of phony invoices that are being sent by companies alleging to help with EMV upgrades, along with some preliminary advice on how to be aware of whether skimmers were...
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PCI Develops Payment Security Resources For Small Businesses
As their recent press announcement puts it: “small businesses around the world are increasingly at risk for payment data theft. Nearly half of cyber attacks worldwide in 2015 were against small...
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The Breach Days of August
Here we are, finishing summer in what should be the languor of the dog days, and yet news of more breaches — or at least potential “cracks” in technology that we’d assumed was safer — is insinuating...
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Increasingly Cashless in an Age of “Big Hacks”
We never want our posts to be about hacks or data breaches two or more weeks running. But as most of us find out, when checking the climate-shifted weather reports, or reading up on the elections, the...
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Happy New Year! And In A Time of Breaches, “SID” Is Coming!
Happy New Year, all! Of course, just because the calendar changes, that doesn’t mean the issues, ideas, and economic trends of the previous year suddenly “go away” either. Foremost among those, and...
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Breaches Predicted; Help is Coming
The CIO website is rife with predictions on coming cyber threats and data breaches for the coming year, laid out across several different articles. In one on Five Data Breach Predictions for 2017,...
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Hacks Happening! But AVPS and SID Can Help!
We knew we’d have some “breachy” news to report this month — we always do — but little did we know how much! For starters, just up the boulevard from AVPS, L.A. Valley College decided to pay out...
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of SID, the Fed, and EMVs
Often, we wish the news would be otherwise: Surely something other than yet-another-lapse- in-data-security must be in the payments news cycle. Well there is. But there’s also the lapse. In payments...
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